Every month I have a basic goal of earning at least enough points on Swagbucks to get the 5 - $5 Amazon gift cards. We are saving these up to use for year end Holiday shopping.
After that I tend to stick with the $25 Paypal payments. Last month I think I earned 3 of those. This month hasn't been as great, mostly because I haven't felt very motivated to do as many surveys. Still, I've earned one $25 payment in April.
I've never really had a good plan for this money. It is extra money and I tend to just put it into my bank account until I need it for something. As we all know, bank accounts pay squat for interest anymore.
But today I've opened up an account at Prosper.com and I've decided to start funneling this into Peer to Peer lending. I realize there is risk involved here ... but since I view the money as "extra" anyway I figure this is a good way to test the waters to see if I can generate a good investment return with this money. I haven't actually loaned any money out yet, I'm still waiting for my first bank transfer to clear. But I have been spending considerable time reading various blogs about how to interpret the loan ratings and devise a strategy to choose which loans to bid on funding.
My new SwagBucks-Flakes Goals
April 19th, 2013 at 02:52 pm
April 19th, 2013 at 03:33 pm 1366385611
April 20th, 2013 at 02:35 am 1366425330